Breadpay Financing


Low Monthly Payments
3, 6, and 12 month payment plans available*
Starting at 0.00% APR*

Clear, transparent terms. Fair rates.
No prepayment penalties.

Pay Over Time

Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.

Easy to Use

Step 1

Add items to your cart

Choose Bread Pay during checkout and get a real-time decision.

Step 2

Select Your Bread Pay Plan

Choose Installment plan with rates starting at 0% APR*.

Step 3

Complete Your Purchase

Get your item now and pay over time in monthly installments.

Questions? Visit Bread Pay™ help center.

Why Buy From Us

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